Small and midsize lenders have been the most vocal in calling for such a "safe harbor," contending that their biggest competitors, including Wells Fargo & Co., Bank of America Corp. and J.P. Morgan.

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And what kind of loan do they get? You guessed it: a 30-year fixed. Additional considerations. We offer various options to help you finance your home. Your Home Lending Advisor can review each of the following with you to help determine which mortgage loan is right for you, including term length and fixed or adjustable rate.

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