As we discuss on our home purchase page, there are several government-backed home purchase programs available. The main categories of programs are Fannie/Freddie loans, FHA loans, VA loans, and USDA rural housing loans.

Whats A Usda Loan USDA loans are mortgages guaranteed by the U.S. Department of Agriculture (usda). usda loans are one of the last remaining no down payment home purchase loans. For most home buyers in USDA eligible areas USDA is the best mortgage option available. USDA loans have income and area eligibilty requirements. You can find them here.