So you have been pre-approved for a mortgage. But the home you want to buy costs more than you’re pre-approved for. In this article we’re going to explain how you can get approved for a larger loan amount.

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If you’re granted a pre-approved mortgage loan, the lender gives you a pre-approval letter, which says your loan will be approved once you make a purchase offer on a home and submit the following documents: the purchase contract, preliminary title information, appraisal and your income and asset documentation.

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Mortgage pre-qualification is an important first step for anyone who is considering buying a home and is unsure if they are financially ready. Our loan pre-qualification calculator will look at several factors and indicate whether you meet minimum requirements for a home loan as well as tell you the maximum amount that you can afford.

LendingTree is the best if you want to compare multiple offers as they partner with the largest network of lenders who compete for your business.. In fact, you can get up to five different loan offers within minutes of submitting your application. If you’ve already found the place you want to call home, start here.

The best thing you can do to ensure a smooth mortgage application process is to prepare yourself before you even get pre-approved. Here’s how.. for a home purchase loan for a single family home priced at $250,000 with a down payment of $50,000.. $300,000 loan by comparison shopping for the.

Mortgage pre-approval is a commitment from a lender to provide you with home financing up to a certain loan amount-basically, the stamp of approval that you have the money, credit history, and.

Hi Julie, thanks for the question. Home loan pre-approval is in many cases obligation-free, meaning that you can cancel it if you no longer require it or have found a better deal.