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The average rate for a 30-year fixed rate mortgage is currently 3.99%, with actual offered rates ranging from 3.00% to 7.84%. Home loans with shorter terms or.
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You only repay the loan when you die, sell your home, or permanently move away. Homeowners who are at least 62 years old are eligible. These mortgages allow older homeowners to convert part of the equity in their homes into cash without having to sell their homes or take on additional monthly bills.
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